What would you like practical, straightforward guidance on? Buying a home, building or renovating a home can bring up a lot of questions. How much could you borrow? Does your contract affect your options? Is it better to keep renting for now? Could buying alone be...
A teaching career can look very different at 25, 35 and 55, and so can the mortgage conversation. When it comes to mortgages for teachers in Ireland, the way a lender assesses you can change considerably over the course of your career. At 25, you might be on a...
If you're wondering whether you should rent or buy a home in Ireland, you're certainly not alone. For generations, buying a home was seen as the obvious goal. You rented for a few years, saved a deposit, bought a home, and gradually worked your way towards owning it...
From returning emigrants and long-term renters to those navigating separation or rebuilding after financial challenges, more people are exploring mortgage options later in life. Here's what you need to know about borrowing after 50 in today's Irish mortgage market....
At EDUC Mortgages, we were honoured to support the INTO Equality Conference 2026, held in the Tullamore Court Hotel on 23rd and 24th January. As an endorsed service provider to the Irish National Teachers’ Organisation (INTO), it was a privilege to be part of an event...
We’re proud to announce a new partnership between EDUC Mortgages and the Teachers’ Union of Ireland (TUI), designed to give teachers and lecturers access to specialist, no-fee mortgage advice tailored to the realities of education careers. This partnership brings...
Bidding on a house can be both exciting and stressful under normal conditions; however, the nature of Ireland’s current competitive property market only heightens these experiences—especially for first-time buyers. In this article, we’ll explore practical tips to navigate this intense market helping you prepare and bid with confidence when the right property comes along.
Saving for a mortgage deposit is no mean feat, especially with rising property prices in Ireland and a minimum deposit requirement of 10% of the property purchase price. But with the right plan in place, your mortgage deposit is within reach. Whether you’re preparing to buy your first home or thinking of upgrading, this article offers practical tips tailored to help you save for that all-important deposit.
