Building your own home is a dream for many in Ireland – the freedom to design a house that suits your lifestyle, choose the perfect location, and watch it come to life step by step. But financing a self-build isn’t the same as buying a ready-made property. Lenders...
For many people, building their own home is the ultimate dream – but when it comes to financing that dream, self-build mortgages work very differently from a standard home loan. Lenders require more documentation, funds are released in stages, and the application...
What Irish homeowners need to know about porting a mortgage when buying a new home. Introduction: The Big Question for Home Movers Moving house is an exciting milestone, but for most Irish homeowners, it comes with a pressing financial question: “Can I bring my...
Your essential plan for a smooth back-to-back property move in Ireland. Introduction: The Juggling Act of Moving Home Selling your current house while buying your next one is one of the most stressful challenges Irish homeowners face. There’s a lot to coordinate;...
Everything you need to know about switching your mortgage, saving money, and making a smarter financial move. Introduction: Why Re-Mortgaging Matters For many Irish homeowners, the mortgage is their biggest monthly expense. Yet, according to recent figures from the...
While thousands of people in Ireland struggle to find affordable homes, many towns and rural areas are dotted with properties that have been vacant or derelict for years. These houses often need significant work before they can be lived in, and renovation costs can...
For many first-time buyers in Ireland, rising house prices, high rents, and increased living costs have made saving for a deposit harder than ever. Even those with steady incomes can struggle to save while paying record rents and covering everyday expenses. The Help...
For many would-be homeowners in Ireland, the challenge isn’t just saving for a deposit – it’s qualifying for enough mortgage finance to match real-world house prices. Over the past decade, property prices have grown faster than wages, and rising rents have made it...
For years, fixed rates have dominated the mortgage market. But with interest rates shifting and borrowers rethinking their options, Avant Money has introduced something new: the Avant Flex Mortgage. This isn’t your standard variable rate. It’s a product designed to...
Ever felt overwhelmed by mortgage jargon? Our simple dictionary breaks down complex terms into easy, digestible language, perfect for anyone new to finance.
As sustainability increasingly influences consumer decisions and corporate policies, Green Mortgages offer an innovative solution from Irish lenders, providing an attractive option for homeowners and buyers. By offering reduced interest rates, Green Mortgages reward...
Bidding on a house can be both exciting and stressful under normal conditions; however, the nature of Ireland’s current competitive property market only heightens these experiences—especially for first-time buyers. In this article, we’ll explore practical tips to navigate this intense market helping you prepare and bid with confidence when the right property comes along.
Saving for a mortgage deposit is no mean feat, especially with rising property prices in Ireland and a minimum deposit requirement of 10% of the property purchase price. But with the right plan in place, your mortgage deposit is within reach. Whether you’re preparing to buy your first home or thinking of upgrading, this article offers practical tips tailored to help you save for that all-important deposit.
Our Mortgage Essentials Guide is jammed packed with information for first-time buyers to help you understand how the mortgage process works, what you can expect along the journey, and how you can get mortgage-ready to have the best chance of success.
When it comes to applying for a mortgage, public sector workers in Ireland find themselves in a favorable position. Many lenders offer additional incentives to public sector employees, acknowledging the stability and security associated with their jobs. If you’re a teacher, nurse, Garda or any other public sector worker, this article will help you understand pubic sector mortgages what is potentially on offer from lenders in Ireland.
On June 6th, the ECB cut its interest rates by 0.25%. What is the impact for mortgage holders in Ireland?
Contemplating applying for a mortgage can seem overwhelming but, with the right support and guidance, it doesn’t have to be. In this article, we’ll break down the mortgage process in Ireland, offering insights into what you need to know and be aware of at each stage. The essential steps involved in the mortgage process are explained in detail to give you guide you through each stage with confidence.
For many homeowners in Ireland, a mortgage represents the largest financial commitment they'll ever make. However, once secured, it's easy to become complacent and assume that the initial terms and conditions will remain favourable indefinitely. In reality, regularly...
If you are thinking about applying for a mortgage in the imminent to near future, this article is for you. Get mortgage ready and maximise your chances of mortgage approval success by ensuring your financial health and documentation are in optimal condition, following...
Buying a house is a big deal! And purchasing your first home is a monumental milestone. In this article, we’ll explore the benefits of working with a mortgage broker and the invaluable support they provide.
