TUI Mortgages
Expert Mortgage Advice for TUI Members
Proudly endorsed by the TUI, we offer a dedicated mortgage service for teachers and lecturers – from first-time buyers to those looking to switch, trade up, or release equity. We’re here with friendly, expert guidance every step of the way.
We’re proud to offer TUI members a specialist mortgage service tailored to every stage of your career – from first-time buyers to experienced teachers and lecturers reviewing, refinancing, or releasing equity. Our goal is simple: to make your mortgage easier to manage and better value for you.
Questions Teachers Ask Us
How much can
I borrow as
a first-time buyer?
Do I need to be
on a permanent
contract?
Can I release
equity to support
my kids’ through
college?
I’m returning
from teaching
abroad – how
soon can I get a
mortgage?
What lender
will allow me to
borrow the
most?
Whatever your questions, we’ve got the answers – and we’re here to guide you through it all.
Why Choose EDUC Mortgages
Expert Mortage Support Built for Teachers
FREE Mortgage Service (our fee is paid by the lender)
Access to every lender in the Irish market
Specialist knowledge of teacher contracts, pay and entitlements
Endorsed by TUI
Full end-to-end support from application to drawdown
We handle all the paperwork and lender communication throughout the process
We are also insurance brokers – We can arrange your mortgage protection and life insurance in-house
Evening and remote meeting options
Entire process can be done remotely
Additional TUI Member Benefits
Free property valuation
Fixed-rate legal and conveyancing fees
Free protection review and discounted life protection
Free will service (via our legal panel (T&Cs apply)
Select the path that fits your journey — and get tailored guidance, tips, and resources just for you.
- Select Your Path
- Buying a Home:
- First Time Buyer
- Moving Home
- Self-Build
- Managing or Changing Your: Mortgage
- Switching Your Mortgage
- Equity Release
- Debt Consolidation
- Renovation
- Investing in Property:
- Buy-to-let
- Holiday Home
Here to Help – Wherever you are on the property ladder
Whether you’re just starting out, moving home, or switching your mortgage, we’re here to guide you with expert advice, exclusive TUI benefits, and support you can count on.
Mortgage benefits for teachers and lecturers
Basic Pay
Basic pay can be calculated at a level 1-5 points up the salary scale you are on.
Additional Income (e.g. Exam Invigilation)
This can be factored into your annual earnings as income.
Allowances
100% of contractual allowances can be factored into your borrowing capacity.
Employment Security
Permanent public sector roles like teaching are seen as stable and lower-risk by lenders, making it easier to get approved.
Mortgage Calculator
How much can I afford
to borrow?
Get an indication of how much a mortgage loan with cost you when applying different rates and time-frames.
Our chart will not only show your estimated monthly repayment but also how much interest vs capital repayments you’ll incur over the duration of your loan term.
Disclaimer: This calculator is for indicative purposes only. Please always seek professional guidance before making a financial decision.
Expert Mortgage Advice
How the process works
Book a no-obligation consultation
We assess your profile and lender options
You get expert advice and full application support
We guide you from approval to keys – and beyond.
Testimonials
What Our Clients Say
“Cathal and the team's services made the process of purchasing a house as a first time buyer incredibly seamless. They expertly handled all the necessary paperwork, found us the best mortgage, leaving me and my partner with no worries. Their excellent communication ensured that we were well informed and taken care of throughout the entire process”
– V. Carroll
“I have used Educ Mortgages twice in the past 5 years when buying two different properties and I really cannot recommend them enough. I found them always very professional, knowledgeable, quick to respond with a friendly attitude. They made the process of buying a new home much easier for me and my family and I’m so grateful for their amazing service!”
– N. Vojvodic
"We used EDUC mortgages to apply for our self-build mortgage after having difficulty getting approval with our bank. We found them to be professional, knowledgeable and very efficient. If we had any questions they were always only a phone call away. We are halfway through building our house now and delighted that we decided to go with EDUC Mortgages."
– P. Moroney
From the very beginning, Cathal demonstrated a remarkable level of professionalism, knowledge, and dedication to his clients. He patiently explained the intricacies of the mortgage market and the various options available to me. Cathal and his colleague Clodagh promptly responded to my inquiries, kept me updated on the progress, and proactively addressed any potential issues that arose. I always felt informed and supported at every stage of the mortgage application. I would highly recommend EDUC Mortgages to my colleagues and friends.
– C. Hickey
Who We Work With
At EDUC Mortgages, we have access to all of the major lenders in Ireland so
we can get you the best rate available on the market.
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