Switching Your Mortgage
Switch and Save on Your Mortgage!
We Make Switching Easy
Switching Your Mortgage Doesn’t Have to be Complicated
Switching your mortgage may sound complicated, but it doesn’t have to be. Our experienced mortgage brokers are here to explain the process to you and show you just how much you can save.
For most customers, the lower monthly repayments resulting from switching can add up to considerable savings, frequently tens of thousands, over the term of the mortgage.
It’s one of the easiest ways to save, so don’t put it off, get in touch today!
Why and When to Switch?
Reasons to Switch Your Mortgage
Lower interest rates and reduced monthly payments
Long-term savings
Competitive offers including cashback incentives
Free up savings to fund lifestyle improvements or financial planning for the future
When to switch your Mortgage
Lower interest rates are available
You’re approaching the end of your fixed rate term
The value of your home has increased significantly
How much will a mortgage cost?
Mortgage Calculator
Get an indication of how much you could save on a monthly basis, and over the term of your mortgage if you switch to a lower interest rate over a new time-frame.
Tip: Regularly review your mortgage with a qualified advisor and ask about ways in which you can reduce the amount of interest you will pay in order to save thousands over your mortgage terms.
Disclaimer: This calculator is for indicative purposes only. Please always seek professional guidance before making a financial decision.
Here to Help
Switch and Save with EDUC Mortgages
All we need to estimate your potential savings is as follows:
- Your current mortgage provider
- Your approximate outstanding mortgage
- The approximate value of your property
- Your current Interest rate
Testimonials
What Our Clients Say
“Cathal and the team's services made the process of purchasing a house as a first time buyer incredibly seamless. They expertly handled all the necessary paperwork, found us the best mortgage, leaving me and my partner with no worries. Their excellent communication ensured that we were well informed and taken care of throughout the entire process”
– V. Carroll
“I have used Educ Mortgages twice in the past 5 years when buying two different properties and I really cannot recommend them enough. I found them always very professional, knowledgeable, quick to respond with a friendly attitude. They made the process of buying a new home much easier for me and my family and I’m so grateful for their amazing service!”
– N. Vojvodic
"We used EDUC mortgages to apply for our self-build mortgage after having difficulty getting approval with our bank. We found them to be professional, knowledgeable and very efficient. If we had any questions they were always only a phone call away. We are halfway through building our house now and delighted that we decided to go with EDUC Mortgages."
– P. Moroney
From the very beginning, Cathal demonstrated a remarkable level of professionalism, knowledge, and dedication to his clients. He patiently explained the intricacies of the mortgage market and the various options available to me. Cathal and his colleague Clodagh promptly responded to my inquiries, kept me updated on the progress, and proactively addressed any potential issues that arose. I always felt informed and supported at every stage of the mortgage application. I would highly recommend EDUC Mortgages to my colleagues and friends.
– C. Hickey
Who We Work With
At EDUC Mortgages, we have access to all of the major lenders in Ireland so
we can get you the best rate available on the market.
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