Mortgage Blog
Get the latest mortgage advice, tips, tricks and updates right here on the EDUC Mortgages Blog.
Featured Article
From Classroom to Living Room: Tips for Saving for a Mortgage Deposit
As an educator, you spend much of your time helping others achieve their goals, but when it comes to your personal ambitions—like buying a home—let us be the ones to support you! Saving for a mortgage deposit is no mean feat, especially with rising property prices in...
From Classroom to Living Room: Tips for Saving for a Mortgage Deposit
Saving for a mortgage deposit is no mean feat, especially with rising property prices in Ireland and a minimum deposit requirement of 10% of the property purchase price. But with the right plan in place, your mortgage deposit is within reach. Whether you’re preparing to buy your first home or thinking of upgrading, this article offers practical tips tailored to help you save for that all-important deposit.
Mortgage Essentials: First-Time Buyers’ Guide to Mortgages (Download Now!)
Our Mortgage Essentials Guide is jammed packed with information for first-time buyers to help you understand how the mortgage process works, what you can expect along the journey, and how you can get mortgage-ready to have the best chance of success.
Top Mortgages for Public Sector Employees in Ireland: What You Need to Know
When it comes to applying for a mortgage, public sector workers in Ireland find themselves in a favorable position. Many lenders offer additional incentives to public sector employees, acknowledging the stability and security associated with their jobs. If you’re a teacher, nurse, Garda or any other public sector worker, this article will help you understand pubic sector mortgages what is potentially on offer from lenders in Ireland.
ECB Rate Cuts: What They Mean for Your Irish Mortgage
On June 6th, the ECB cut its interest rates by 0.25%. What is the impact for mortgage holders in Ireland?
Mortgage Interest Rate Tracker for First Time Buyers in Ireland
Mortgage Interest Rate Tracker – here are the mortgage interest rates available right now from Irish lenders for first-time buyers.
How the Mortgage Process in Ireland Works
Contemplating applying for a mortgage can seem overwhelming but, with the right support and guidance, it doesn’t have to be. In this article, we’ll break down the mortgage process in Ireland, offering insights into what you need to know and be aware of at each stage. The essential steps involved in the mortgage process are explained in detail to give you guide you through each stage with confidence.
Why Reviewing and Switching Your Mortgage Makes Good Financial Sense
For many homeowners in Ireland, a mortgage represents the largest financial commitment they'll ever make. However, once secured, it's easy to become complacent and assume that the initial terms and conditions will remain favourable indefinitely. In reality, regularly...
Get Mortgage Ready in 7 Easy Steps: A Home Buyer’s Guide
If you are thinking about applying for a mortgage in the imminent to near future, this article is for you. Get mortgage ready and maximise your chances of mortgage approval success by ensuring your financial health and documentation are in optimal condition, following...
Benefits of Working With a Mortgage Broker
Buying a house is a big deal! And purchasing your first home is a monumental milestone. In this article, we’ll explore the benefits of working with a mortgage broker and the invaluable support they provide.