Mortgage Blog

Bidding on a house can be both exciting and stressful under normal conditions; however, the nature of Ireland’s current competitive property market only heightens these experiences—especially for first-time buyers. In this article, we’ll explore practical tips to navigate this intense market helping you prepare and bid with confidence when the right property comes along.

Saving for a mortgage deposit is no mean feat, especially with rising property prices in Ireland and a minimum deposit requirement of 10% of the property purchase price. But with the right plan in place, your mortgage deposit is within reach. Whether you’re preparing to buy your first home or thinking of upgrading, this article offers practical tips tailored to help you save for that all-important deposit.

Our Mortgage Essentials Guide is jammed packed with information for first-time buyers to help you understand how the mortgage process works, what you can expect along the journey, and how you can get mortgage-ready to have the best chance of success.

When it comes to applying for a mortgage, public sector workers in Ireland find themselves in a favorable position. Many lenders offer additional incentives to public sector employees, acknowledging the stability and security associated with their jobs. If you’re a teacher, nurse, Garda or any other public sector worker, this article will help you understand pubic sector mortgages what is potentially on offer from lenders in Ireland.

Contemplating applying for a mortgage can seem overwhelming but, with the right support and guidance, it doesn’t have to be. In this article, we’ll break down the mortgage process in Ireland, offering insights into what you need to know and be aware of at each stage. The essential steps involved in the mortgage process are explained in detail to give you guide you through each stage with confidence.

For many homeowners in Ireland, a mortgage represents the largest financial commitment they'll ever make. However, once secured, it's easy to become complacent and assume that the initial terms and conditions will remain favourable indefinitely. In reality, regularly...