Mortgage Essentials: First-Time Buyers’ Guide to Mortgages (Download Now!)

We know that buying a new home can be extremely exciting but also overwhelming. There are many factors to consider such as how much you can borrow, what interest rate you can get, what criteria lenders will assess you on, and the steps involved in the mortgage process.

At EDUC Mortgages, we have helped thousands of teachers and public sector workers achieve their dreams around home ownership.

Our Mortgage Essentials Guide for First-Time Buyers is jammed-packed with information to help you understand how the mortgage process works, what you can expect along the journey, and how you can get mortgage-ready to have the best chance of success.

Download Mortgage Essentials: First Time Buyers’ Guide to Mortgages

Mortgage Essentials Guide Topics Include:

• What is a mortgage?
• What is a mortgage broker?
• The mortgage and property purchase process
• How much can I borrow?
• Approval in Principle
• Mortgage interest rates
• Comparing interest rates
• Additional costs when buying a property
• Government schemes helping first-time buyers
• Mortgage application checklist
• How to get mortgage ready
• Pitfalls to avoid as a first-time buyer

Get Mortgage Ready with our Mortgage Essentials Guide for First-Time Buyers

From handy checklists outlining the documentation you will be asked to provide to support your mortgage application, to a step by step guide to how the mortgage process in Ireland works, as well as the additional costs associated with buying a home, you’ll be armed with everything you need to know to get mortgage ready. We’ve even included information on the pitfalls to avoid as a first-time buyer based on our years’ of experience helping clients to secure their first mortgage loan.

Did you know about the supports available to help first-time buyers bridge any gaps in affordability through government schemes like the Help the Buy Scheme and the First Home Scheme? We’ve included information on those too.

Still have questions? Our team is here to help! Call us on 01 299 5020 or email at info@educmortgages.ie.

Download Mortgage Essentials: First Time Buyers’ Guide to Mortgages

Why EDUC Mortgages?

EDUC Mortgages in an award-winning mortgage service provider that specialises in mortgages for educators and public sector employees. Our mission is to empower public sector workers in Ireland to achieve their home-ownership goals and we are dedicated to providing a specialised, transparent and expert mortgage service that caters specifically to their needs.

At EDUC Mortgages, we provide:

• Specialised public sector expertise
• Special offers for INTO and IFUT members
• Extensive lender network
• Simplified end-to-end mortgage process
• No fee service (our fee is covered by each lender) (T&Cs apply)
• Nationwide coverage

Have a mortgage-related question?

Talk to our team today by calling 01 299 5020 or emailing info@educmortgages.ie and one of our expert advisors will get in touch to answer any questions you might have!